April 21,2008 Author: A. Subrahmanian

For the past several years there is a large surge in the number of students travelling abroad for higher studies. Many of them are flying across the border to get quality education in the form of graduate and post graduate programs. As the world has become a village quality education has become accessible to those who aspire for the same. Out of many countries which welcomes foreign students for education United States, United Kingdom, Singapore and Russia some of the all time favorites.

Do you have plans to travel abroad for studies? You might have selected your university, You might have selected your stream of study. You definitly have thought of and arranged your accomodation, your food, your clothes and how to call back home etc. Have your ever thought that what will be situation if disater strikes on your health or you loose your belongings like passport or other valid documents while you are in a foreign country. Keep in mind that your friends and relatives are not with you to ask for help. I am sure that one will feel like he is in a no mans land. While in a foreign country you should be secured enough to handle these type of tragic situations. A student medical insurance or a student travel insurance will be a precious asset to be secured. Consider buying a International Student Medical insurance policy while going abroad for your higher studies and be good at your studies.To more about student insurance policy get a Free student insurance quote , visit the website www.mnui.com.

March 3, 2008 - Author: J.Seay

In the US, we live in fear everyday, we live and breath in the day of insurance :). We have life insurance, term insurance, house insurance, car insurance, health insurance , computer gadget insurance, malpractice insurance, and I carry my student malpractice insurance all the time. We say we are a nation who believes in freedom but I think we are a nation that is slaved to fear :). But, having say that, it is still the best nation on earth and how do you make the most out of this scenario ? Well, to me, having insurance give me a piece of mind. I know when I bang my car into someone else, I know it will be taken care of and I sure will not walk around without my student insurance, would you ? If you do, I am sure you are a Spider man incarnate 

Study abroad is one of the most popular trends now among students these days. A lot of colleges offer a College Study Abroad Program. If you do sign up for such program, bear in mind that you will need to protect themselves should a medical emergency occur during an international stay, especially if it requires an emergency medical evacuation and/or transportation services. . Your parent’s policy probably will NOT cover you when outside of you home country. It would be cheaper to consider buying an International Student Medical Insurance policy or Student Travel Insurance for their next semester away from home. You might be interested to find out the Free Quote for Student Insurance

February 26, 2008 - Author: Karlana Kulseth

As a parent, I often worry about if my children are covered anything that happens in the future.  I am sure I do not stand alone in this thought.

But what about you parents who have children who are studying abroad?  Especially those college students who take up semesters in different countries to expand their experiences?

Parents, you might want to look into student insurance for study abroad.

Sure, you may have insurance, but you read your policy recently to see if your children would be covered outside the country, or outlying U.S. territories?  Looking into policies that are offered by MultiNational Underwriters could be a lot less expensive than purchasing an international student medical policy or travel insurance.

If you are looking for more facts and different types of coverage, visit MultiNational Underwriters at http://www.mnui.com.

February 22, 2008 - Author: English Advantage

One of the biggest mistakes you can make coming to the US is to come without health insurance. As a student you are going to need insurance anyway, because universities require students to have insurance policies before they can enroll. And you need it. Last year when I had a wart on my back, I went to my doctor for 15 minutes just for him to tell me it wasn't serious. That 15 minutes cost me $200! Without insurance there's no way I could have paid that.

You don't want to do what some international students do either, which is not go to the doctor because they can't afford it. If you have something wrong, you want to be able to get it checked out.

Now if you're an American planning to study abroad you may think you have it made. Healthcare is so much cheaper abroad, right? But when you're sick or seriously injured you need to not worry about medical care. In a different culture, a different system, you want to be able to go to a proper doctor and have costs taken care of. When I got sick for the first time in Kazakhstan, my friends sent me to a local doctor because it was so cheap. This guy told me to drink yogurt twice a day and put mustard on my back to stop my cough. No wonder it was cheap. I could really have used some insurance so I could just go to a proper hospital and get normal medical advice.

So check out this site for a Free Student Insurance Quote with Multinational Underwriters. Or call them up on their hotline and talk to someone. Find out how much student travel insurance will cost; probably it's cheaper than you think. And unlike your existing policy, which may not even cover you outside your home country, these policies are designed with staying in a foreign country in mind! Many policies even include Acts of Terrorism coverage and Emergency Med Evacs! You won't regret it.

The insurance industry continues to evolve.  New products are introduced… some succeed, some fail.  One product, however, that continues to survive the cyclical nature of the industry is short term health insurance.

Perceived as probably one of best values in health insurance short term medical insurance offers an affordable solution for many consumers and situations.  Some of the more common needs include college students and recent graduates, young adults who are no longer eligible on their parents’ plan, employees transitioning between jobs or waiting for group health benefits to kick in, those seeking an affordable alternative to COBRA coverage, individuals not yet eligible for Medicare coverage, and part time employees.

Recently MultiNational Underwriters, an Indianapolis based company, has created a new category that may be added to this list… new residents of the United States.  This company very recently started marketing a plan called Amigo Medical.  The design of this plan provides anyone who is legally residing in the United States to apply for coverage without providing proof of citizenship, and without restrictions on prior length of established U.S. residency.

In the past I have talked with many consumers who did not have an option for health insurance because either they had not lived in the U.S. long enough to meet the residency requirements of health providers or because they did not yet have a security number.  This innovative short term medical plan also offers a copay benefit which is virtually unheard of with short term medical plans.  Click here for a free quote and to learn more.

As an adult male in his mid-fifties I have traveled internationally since early childhood.  Beginning in the 1950’s I spent summers in French speaking Canada and I recall how exotic it was to hear people speaking in a language other than English. I am reminded of these first memories each spring when I open the very same summer cottage that I roamed as a child.  How precious those first experiences continued to be as a young father as I watched with wonder as my children learned French in school and were able to converse in the local language on their summer vacations.

In the language of healthcare our two countries could not be more different.  The U.S. and Canada took different forks in the road back then.  Healthcare became a government service in Canada and in the U.S. it became a right bestowed by your employer.  Now, because of escalating costs, U.S. healthcare has become unaffordable to many millions of people and employers are curtailing or limiting coverage for their employees.  For all of its short falls, the Canadian system works for the majority of Canadians.  The U.S. system is failing many more individuals then Canada.

Today it is more important to buy insurance if you are a Canadian coming to the U.S. or if you are a U.S. citizen traveling to Canada.  Whether you are an international student, traveling on business or just on vacation you need travel medical insurance; MultiNational Underwriters of Indianapolis, Indiana is a leader in the travel medical insurance industry.  Atlas Travel Medical Insurance has been the brand of choice since 1998. Go to www.mnui.com to learn more about the company and its products.

December 13th, 2007 - Author: S. Lenka

Fascination to study abroad among Indian students has always been there. Over the years the fascination has grow exponentially. Bringing home a foreign degree is a matter of pride and prestige and a job becomes guaranteed. The other advantage of a foreign degree is the ample number of jobs available in the marketplace for foreign return students.

Apart from guaranteed jobs, things one learns abroad are always filled with new experiences. The focus of foreign universities is very clear: they would emphasize more on practical training and less on class-room lectures.
The cost of study in foreign universities varies widely among institutions and the cost of living varies from place to place. Apart from published costs students must prepared to cover hidden costs – which include:

• Personal expenses
• Costs when residence halls are closed,
• Health insurance
• Change in the value of currency, etc.

The students in abroad are seeking medical care during their study. Sometimes the expenses are too high, that a student may not able to continue his/her study further. So, it is wise to make International students insurance policy. The policy helps to pay the medical bills and to take the help of expert doctors during the need. When you purchase health insurance, the premium (the money you pay) is used to pay the medical bills during any health care. Your coverage remains valid only as long as you continue to pay your premiums. Once you purchase insurance, the insurance company will give you an insurance identification card for you to use when you seek care from a hospital or doctor. The insurance company will also provide written instruction for reporting and documenting medical expenses (filing a claim). The insurance company will evaluate any claim you file and make the appropriate payment under you policy. In some cases the insurance company pays the hospital or doctors directly; in other the company will reimburse you after you have paid the bills.